Casio Financial Consultant FC-100V 매뉴얼 - 페이지 4

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Compound Interest with CMPD

The enhanced display screen and apparent interactivity of the FC 100V/200V

actually makes calculation such as compound interest calculation much easier. In

our discussion we calculate partial month using compound interest, and we use

j (compounded m times a year) to represent the nominal interest rates.

Example 1 ►>>

Operation

Enter CMPD mode by tapping on

let it be. Otherwise, scroll down and set it to 'CI'.

EXE

So we have set partial month calculation as [dn:CI]. █

Example 2 ►>>

compounded semi-annually, or

In CMPD mode, n is the number of compound periods, P/Y is the number of annual payment, while

C/Y is the number of annual compounding. Check page E-45 of the User Guide.

Operation

As interest is compounded twice a year, the number of compound periods is n = 2x2

= 4. Also, interest is paid twice a year, so we have P/Y = 2. Lastly, C/Y is the

number of annual compounding, so C/Y is 2.

Enter CMPD mode and make sure the calculator displays [Set:End]. Scroll down,

enter 2 for [n], 12 for [ I% ], (-)1000 for [PV], 0 for [PMT], 1 for [P/Y] and 2 for [C/Y].

CMPD

(─)

EXE

Scroll up to select [FV] and solve it.

SOLVE

So the future value (sum of principal and accumulated interest) is approximately

$1262.48. Obviously the compound interest is $1262.48 - $1000 = $262.48. █

QED Education Scientific

Enter CMPD mode and set partial month calculation to CI.

CMPD

Find the compound interest on $1,000 for 2 years at 12%

EXE

SETUP

, then tap on

EXE

. If [dn:CI] is displayed,

Screenshot from Casio TVM

Output: FV = 1262.47696